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Second Chance Financing - Buy Here, Pay Here in Florissant

Life is unpredictable, and when things don't go our way, our bank accounts tend to take the biggest hit. If you've had trouble securing a financing rate for a vehicle in the past, we can help. The team at Steve Schmitt Kia is offering drivers around St. Louis an opportunity for buy here, pay here second chance financing. Instead of going through a bank or lender, you'll do business with us, and get to know the friendly faces at our dealership.

Second Chance Financing

What is Second Chance Financing?

For drivers around St. Peters and Saint Charles MO who have bad credit or no credit, it's almost impossible to be approved for a car loan by traditional banks and lenders. With second chance financing, we cut out the middleman, and our customers deal directly with us. You will still take out a loan, but our team will be better equipped to serve you with a customized finance plan tailored to your budget.

Apply for Second Chance Financing Online

We make it incredibly simple to start your buy here, pay here financing plan. All you have to do is fill out our streamlined online form, and our team of finance experts will get right to work on processing it. So long as you have an address and steady income, approval is almost certainly guaranteed. Plus, going through our second chance financing program gives you a tremendous opportunity to rebuild your credit going forward.

Get Started Today

Don't let your current credit score dictate your ability to upgrade your ride. The team at Steve Schmitt Kia is committed to providing second chance financing to drivers all around Chesterfield MO and Hazelwood. So, if you're ready to stop facing rejection from traditional banks and lenders, we're ready to help you.


Steve Schmitt Kia

11655 New Halls Ferry Road
Directions Florissant, MO 63033

  • Sales: (314) 831-0200
  • Service: (314) 831-0200
  • Parts: (314) 831-0200


  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 6:00PM
  • Wednesday 9:00AM - 8:00PM
  • Thursday 9:00AM - 6:00PM
  • Friday 9:00AM - 8:00PM
  • Saturday 9:00AM - 5:00PM
  • Sunday Closed

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  1. Steve Schmitt Kia

    11655 New Halls Ferry Road
    Florissant, MO 63033

    • Sales: (314) 831-0200
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