Learn Whether Financing or Leasing is Right for You at Steve Schmitt Kia

Our Florissant Kia dealership makes every step of your experience with us simple, including as you figure out auto financing. We work hard so that you enjoy buying a new car from us, and when that comes to Kia financing, it's about knowing your options. There are two ways to finance your car, buying or leasing, and each comes with its own benefits, which we cover below!

Benefits of Leasing a New Kia Near St. Louis

Leasing is something becoming more popular among drivers, and affordability is a key reason why. Leasing is similar to renting your new Kia from us, and that means more affordable monthly car payments. Drivers also get the Kia warranties cover their lease term, and we make the Kia lease return process a breeze. Leasing a Kia near St. Peters is also more flexible, so if you like having the option to upgrade to a new Kia in a few years, leasing is the auto finance option for you.

Kia Lease Offers

Benefits of Buying a Kia Near Chesterfield, MO

Leasing is becoming more popular, but most drivers still choose to buy. Getting an auto loan for your new Kia is incredibly simple when you do so through us, and we make it easy to apply for an auto loan online. Buying comes with the security of owning your vehicle outright, and that means that you get to drive it as much as you wish and modify it in anyway that you want, which you won't get with a lease. Buying a new Kia near Saint Charles, MO is also a more affordable long-term option as you won't have payments once your loan is paid off, and you can sell that model at anytime that you want!

Have Our Florissant Kia Finance Center Help You with Your Loan or Lease

So, leasing may be more attractive to you as it will fit your monthly budget better, but financing your car makes it yours. We can help you figure out more details and which of these finance options is right for you at our Florissant Kia dealership, and you can find deals for both options with our new Kia specials near Hazelwood!


Steve Schmitt Kia

11655 New Halls Ferry Road
Directions Florissant, MO 63033

  • Sales: (314) 831-0200
  • Service: (314) 831-0200
  • Parts: (314) 831-0200

Contact Us!

* Indicates a required field


  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 6:00PM
  • Wednesday 9:00AM - 8:00PM
  • Thursday 9:00AM - 6:00PM
  • Friday 9:00AM - 8:00PM
  • Saturday 9:00AM - 5:00PM
  • Sunday Closed